{"id":1306,"date":"2025-10-06T18:57:28","date_gmt":"2025-10-06T16:57:28","guid":{"rendered":"https:\/\/studiodagostini.com\/?p=1306"},"modified":"2025-10-06T18:57:40","modified_gmt":"2025-10-06T16:57:40","slug":"compulsory-insurance-for-damage-caused-by-natural-disasters-and-catastrophic-events-reminder","status":"publish","type":"post","link":"https:\/\/studiodagostini.com\/en\/circulars\/2025\/10\/06\/compulsory-insurance-for-damage-caused-by-natural-disasters-and-catastrophic-events-reminder\/","title":{"rendered":"Compulsory insurance for damage caused by natural disasters and catastrophic events - A reminder"},"content":{"rendered":"<p>Following up on previous circulars on the same subject, we would like to remind you that, as a result of the provisions of Article 1 of Decree-Law No. 39 of 31.03.2025, the obligation to take out compulsory insurance for damage caused by natural disasters and catastrophic events is fixed:<\/p>\n<ul>\n<li>for medium-sized enterprises: to 1 October 2025;<\/li>\n<li>for small and micro enterprises: to 31 December 2025.<\/li>\n<\/ul>\n<p><!--more--><\/p>\n<p>The size of companies is defined by EU Directive 2023\/2775, referred to by the same Decree-Law, and in particular:<\/p>\n<table style=\"height: 398px;\" width=\"758\">\n<tbody>\n<tr>\n<td width=\"217\"><strong>DIMENSIONS<\/strong><\/td>\n<td width=\"482\"><strong>LIMITS<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"217\">Micro Enterprises<\/td>\n<td width=\"482\">Balance Sheet Total: up to <strong><u>450,000 euro<\/u><\/strong><br \/>\nNet revenue from sales and services: up to <strong><u>900,000 euro<\/u><\/strong><br \/>\nAverage number of employees employed during the financial year: up to <strong><u>10<\/u><\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"217\">Small Enterprises<\/td>\n<td width=\"482\">Balance Sheet Total: up to <strong><u>5 Million Euro<\/u><\/strong><br \/>\nNet revenue from sales and services: up to <strong><u>10 Million Euros<\/u><\/strong><br \/>\nAverage number of employees employed during the financial year: up to <strong><u>50<\/u><\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"217\">Medium-sized Enterprises<\/td>\n<td width=\"482\">Balance Sheet Total: up to <strong><u>25 Million Euro<\/u><\/strong><br \/>\nNet revenue from sales and services: up to <strong><u>50 Million Euro<br \/>\n<\/u><\/strong>Average number of employees employed during the financial year: up to <strong><u>250<\/u><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>We would like to remind you that the sanction, in the event of non-completion, is the inability to access tax credits and other tax benefits; in particular, this will be taken into account when allocating subsidies, facilities or other public financial support, even if not related to the calamitous events.<\/p>\n<p>While remaining at your disposal for any doubts or requests for clarification, we would like to take this opportunity to extend our best regards to all.<\/p>","protected":false},"excerpt":{"rendered":"<p>Facendo seguito alle precedenti circolari sul medesimo argomento, ricordiamo che, per effetto di quanto disposto dall\u2019art. 1 del Decreto Legge n. 39 del 31.03.2025, l\u2019obbligo di stipula dell\u2019assicurazione obbligatoria per i danni da calamit\u00e0 naturali ed eventi catastrofali \u00e8 fissato: per le medie imprese: al 1\u00b0 Ottobre 2025; per le piccole e micro imprese: al [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[18],"tags":[],"class_list":["post-1306","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/studiodagostini.com\/en\/wp-json\/wp\/v2\/posts\/1306","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/studiodagostini.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/studiodagostini.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/studiodagostini.com\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/studiodagostini.com\/en\/wp-json\/wp\/v2\/comments?post=1306"}],"version-history":[{"count":2,"href":"https:\/\/studiodagostini.com\/en\/wp-json\/wp\/v2\/posts\/1306\/revisions"}],"predecessor-version":[{"id":1308,"href":"https:\/\/studiodagostini.com\/en\/wp-json\/wp\/v2\/posts\/1306\/revisions\/1308"}],"wp:attachment":[{"href":"https:\/\/studiodagostini.com\/en\/wp-json\/wp\/v2\/media?parent=1306"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/studiodagostini.com\/en\/wp-json\/wp\/v2\/categories?post=1306"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/studiodagostini.com\/en\/wp-json\/wp\/v2\/tags?post=1306"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}