As a result of the provisions of Article 1 of Decree Law No. 39 of 31.03.2025, the obligation to take out compulsory insurance for damage caused by natural disasters and catastrophic events has been postponed:
- for medium-sized enterprises: to 1 October 2025;
- for small and micro enterprises: to 31 December 2025.
The size of companies is defined by EU Directive 2023/2775, referred to by the same Decree-Law, and in particular:
| DIMENSIONS | LIMITS |
| Micro Enterprises | Balance Sheet Total: up to 450,000 euro Net revenue from sales and services: up to 900,000 euro Average number of employees employed during the financial year: up to 10 |
| Small Enterprises | Balance Sheet Total: up to 5 Million Euro Net revenue from sales and services: up to 10 Million Euros Average number of employees employed during the financial year: up to 50 |
| Medium-sized Enterprises | Balance Sheet Total: up to 25 Million Euro Net revenue from sales and services: up to 50 Million Euro Average number of employees employed during the financial year: up to 250 |
While remaining at your disposal for any doubts or requests for clarification, we would like to take this opportunity to extend our best regards to all.